As Marvel celebrates its 80th anniversary this year – and to scratch my own story and research itch – I browse through a slew of important dates and details for a specific segment this week in Marvel, that is … (wait on it) … This week in the Marvel story! Important comics, storylines, appearances and…
via This Week in Marvel Story: September 27th – October 3rd | news — Archy news nety
Dark Divinations Edited by Naching T. Kassa It is the height of Queen Victoria’s rule, the world is powered by steam and seen by gaslight. Fog swirls in the street, while in the parlor, hands are linked. Pale and expectant faces gaze upon a woman, her eyes closed and shoulders slumped. The medium speaks, her […]
via SUBMISSION CALL: Dark Divinations — HorrorAddicts.net
You’ve probably been the recipient of a random act of kindness in your lifetime. Think back to an instance in which someone has helped you out of a tough situation when they could see you were having difficulty or when a friend simply paid you a compliment out of the blue. A sweet surprise like this can really make a difference. Did you also know such experiences can also be good for your health and overall well-being? It’s true. A random act of kindness can be a good deed, caring word, selfless act or small gift. Even a smile can brighten someone’s day. Take a look at some of the benefits of random acts of kindness.
Doing something nice for someone else can make you feel grateful for your blessings. This is especially true when the recipient of your act is less fortunate than you or in a tough spot. When you realize you’re able to give even the smallest bit of yourself to someone else, it shines perspective on the abundance you have in your life.
Stepping out of ourselves in order to focus on someone else is another great way to gain renewed perspective. Plus, doing good just makes you feel better. It releases feel-good hormones and increases your happiness. Suddenly, your troubles may seem a bit less burdensome.
Numerous studies have shown a positive effect on mood when people engage in random acts of kindness. You’re bound to feel better about life in general when you do good deeds. Improved mood, less anxiety and higher energy levels have all been linked to the performance of random acts of kindness. In fact, research has demonstrated that the pleasure and reward centers of the brain actually light up in those who perform these acts in much the same way as they respond in the recipients. It even has a name, and that’s “helper’s high.”
You might even feel physically better when you practice kindness. It’s been proven that endorphins are released in the brain after doing something for someone else. Endorphins are hormones produced in the brain and nervous system. They’re often referred to as natural painkillers for their pain reducing abilities.
When you do something nice for another person, they will naturally recall that act with fondness. Random acts of kindness promote good feelings among people and increase connections. These bonds can lead to better relationships and lasting positive interpersonal results.
These are merely a handful of the rewards that come from doing random acts of kindness. Remember, it doesn’t matter how small the gesture. Doing good always makes a positive difference to both the giver and the recipient.
Aside from your mortgage, your biggest monthly expense is likely groceries. And unlike your mortgage, your car payment and most of the rest of your bills you actually have some control over how much you spend at the grocery store.
Make A Grocery Budget
Start by tracking how much you’re spending on groceries for a few weeks. From there, come up with a weekly or monthly budget. Allot that money for groceries and whatever you do don’t go over.
Next, try cutting back your budget by $20 per month. Keep going and see how low you can go. The remaining tips will help you do that without feeling like you’re depriving yourself.
Keep A Price Book
Who doesn’t love a bargain or a good deal? They are all over the store, but do you know if what they advertise as a good deal is actually saving you money?
Keep a little notebook in your purse or keep a text document on your phone with the regular prices of the items you buy most often. Not only can you see if that “deal” really is a deal, you can also determine what kitchen staple is cheapest where and adjust your shopping accordingly. Your price book will also come in handy when you browse through weekly grocery flyers. You can decide if a loss leader deal is worth driving to the store long before you ever set a foot out the door.
Come Up With A Few Frugal Dishes
You don’t have to make drastic changes and eat nothing but rice and beans all week. Instead think of a few inexpensive dishes your family enjoys. They may be rice and beans. Or how about a big pot of soup or chili. Often meatless dishes will be your best frugal bet, or use meat in small portions on frugal dish days.
Enjoying frugal meals even just a handful of days during the month combined with using up any and all leftovers will make a big difference in your grocery budget.
Cut Out The Extras
Make a list before you head to the store and stick to it. All those little extras like the fancy bread from the bakery or the candy you grabbed at checkout start to add up. Get in the habit of skipping those extras unless there’s a good reason to buy them. Stick to your list and you’ll cut your grocery bill by quite a bit each week. It’s amazing how all those little extras add up.
Give these tips a try and see if you don’t start to see big savings on a weekly basis. What you do with all the extra money each month is up to you. Save up for a fun summer vacation, pay off those credit cards or start building your financial safety net.
Do you have a financial safety net? It’s something worth thinking about and setting up. What will happen to you and your loved ones if you lose your job for a few months? What if you get into an accident that may prevent you from earning a living? Or what if some unexpected expenses come up. Do you have anything in place to make sure the bills continue to get paid and your family is taken care of?
If not, now is the time to get started. But where do you actually start? Having three to six months’ worth of living expenses tucked away in an interests-bearing account is a good beginning. Figure out what your family needs to comfortably live on if all income stops. Then start saving as much money as you can until you have built up this safety net.
Put the money you usually spend on going out to eat, going to the movies, buying the newest TV and Tech gadget and the likes into your savings account until you’ve saved enough to have a comfortable cushion. Take make this step go even faster, add any bonuses, tax refunds etc. as well.
Don’t just stop there. Make it a goal to add to your safety cushion as you can and come back and revise your numbers from time to time. Your living expenses may go up or down over time and you can adjust how much you need to set aside in quickly accessible money accordingly.
Life and disability insurance are another important part of your financial safety net, as is your retirement money. Do you have a plan in place to continue to cover your living expenses (or those of your family) when you can no longer work? Call up your insurance agent and go over your current coverage. Make sure the insurance you’re paying for will pay out what you need and if not, make adjustments.
Once you have those two parts of your safety net firmly in place, consider investing any additional savings into higher interest bearing accounts. While you may not be able to access any money invested here right away, it will come in handy when you’re dealing with a long term financial emergency or are ready to retire. The plus side is that there are plenty of investment vehicles out there that will get you a much better return than your plain savings account at the bank. Talk to your financial adviser and come up with a plan that’s right for you, your family and whatever the future may hold.